Financial Self-Management

Why Individuals Study Financial Self-management at the Institute

Some people think there is a looming retirement crisis in Canada. They look at demographics and see a wave of older workers counting on a comfortable retirement – and starting soon. For others, it’s not about abstract statistics –retirement is an intensely personal issue.

Either way, if there’s a crisis, you can’t count on it going away on its own. And a sustainable solution will need the knowledge and understanding of what it takes to achieve success.

The experts responsible for the Canada Pension Plan and Quebec Pension Plan have made their reviews and adjustments to ensure stability going forward. For their part, employers across the country are facing the ongoing challenges everyday in their Human Resource Departments, pension committees and boardrooms.

Now it’s time for individual Canadians to do their part.

Many don’t know where to start. Every year, the newspapers and TV are full of noisy ads for RRSPs. Everyone seems to offer the perfect investment to achieve the perfect retirement. But who can you believe? Who is speaking from a position of trust?

Students at the Institute discover there is no sales pitch for financial products. There is no conflict of interest. There are no hidden commissions. Equally, there are no questions that are too simple – or too complex.

In short, there is no place for fear and complacency, ignorance and procrastination. These are overcome with learning programs that are inviting and facilitators who are engaging. It’s a comprehensive, holistic approach that can integrate all of the financial resources – as well as the life decisions that are essential to real success.

The services of The Institute exist to prove that it is possible to engage and empower “non-financial” people. If we take simple steps now, a dignified retirement is achievable by all working Canadians.

Consider what some of the participants at Institute seminars and workshops have said:

"The best course I have ever had. It had real hard facts and "how to" instructions."
"All I needed was a push - now I want everything in order tonight!"
"I now believe I can have what I would have never had before - Thanks!"
"Your presentation was dynamic, entertaining, informative, thought-provoking and motivating. You have an excellent "product" which meets a real need in our society."
"The course material is one of the most comprehensive and easy to understand teaching tools that I have experienced."
"An eye opener to how ill prepared we are for retirement."
"I think our company should make it a priority that all employees take this course. It is the best financial planning course I've been on!"
"Life is a series of choices - this course benefits everyone to make informed choices."
"Workshop was truly enjoyable as well as entertaining while learning so much."
"I absorbed the information like a sponge."
"This workshop has given me good sound advice and direction to start planning my financial portfolio and my future."
"Outstanding program - now to find the courage to be disciplined and persistent to succeed!"
"Very down to earth, practical perspective - don't change the holistic approach! Excellent informative advice."
"Thank you! You have changed my future."
"My best message from this financial planning course is that I want to give it (as a gift) to my children - early - not when I got it. Thanks!"
"I have been blissfully ignorant of the future and my financial planning. What a wake up call. Thank you so much!"
"I have never been as enthusiastic about taking charge of changes to my financial strategy for my retirement as I am after participating in this seminar."
"WOW! What a great program. I am 33 years old and I feel like I've been handed the golden goose!"
"Excellent dynamic presentation - not one boring minute!"
"Thanks for the insight into and the impetus needed to get my future organized. I will never again entertain procrastination!"